When Will Independent-Living CCRC Residents Get the COVID-19 Vaccine?

Our nation has experienced an agonizing nine months as millions of people have been infected with COVID-19 and hundreds of thousands have died. So, it was an emotional moment this past week as we watched the first Americans receive the highly anticipated COVID-19 vaccine. As I wrote recently, it is also welcome news that healthcare [...]

By |2023-08-03T09:31:56-04:00December 21st, 2020|

What Will Long-Term Care Cost and How Long Will I Need It?

According to the U.S. Department of Health and Human Services (DHHS)’s Administration on Aging (AOA), around 70 percent of people over the age of 65 will require long-term care services at some point in their life. This means they will need assistance with at least two activities of daily living (ADLs) such as eating, dressing, or [...]

By |2024-04-26T11:13:47-04:00December 14th, 2020|

Long-Term Care Tops the COVID-19 Vaccine Recipient List

Finally: Some good news on the COVID-19 front! The Pfizer/BioNTech vaccine, which shows a 95 percent efficacy rate, as well as the Moderna vaccine with its 94 percent efficacy, are both being fast-tracked by the FDA for emergency use. There is optimism that they will receive approval in the U.S. any day now, and initial [...]

By |2024-03-27T15:11:44-04:00December 7th, 2020|

A Look at State Rankings for Long-Term Care Services

In my conversations with people who are exploring their senior living options, I've had many people ask about which states have the best long-term care. The Long-Term Services & Supports State Scorecard for 2020 puts some objective numbers to this common query. The scorecard was produced by the AARP Foundation, The Commonwealth Fund, and The [...]

By |2023-08-03T09:32:13-04:00November 16th, 2020|

Inflection Point: Our Nation’s Ever-Growing Long-Term Care Crisis

When someone is seriously ill, either with a chronic disease or an acute health condition, their loved ones are often tasked with making a series of difficult choices. Among these may be decisions about long-term care, which many times, they are unprepared to make either emotionally or because they lack good information. In such uncharted [...]

By |2024-06-21T18:49:52-04:00November 2nd, 2020|

Examining Key Figures on Long-Term Care Insurance

Last year, 350,000 Americans bought a long-term care insurance (LTCi) policy, and over 7 million people currently maintain a policy. This is a fairly low adoption rate given that there are over 80 million Americans who are age 55+. Recent data from the American Association for Long-Term Care Insurance (AALTCI) reveals some interesting facts about [...]

By |2023-08-03T09:41:42-04:00October 28th, 2019|

The Crossroads of Immigration Reform and Long-Term Care

Immigration has been a hot topic in the United States lately. Regardless of your opinions on this issue, there’s little dispute that our nation needs some type of immigration reform policy. But what people may not realize is how closely tied another looming nationwide challenge is to the immigration debate. That issue is our country’s [...]

By |2023-08-03T09:42:02-04:00August 26th, 2019|

Which is Better: An Independent Caregiver or Home Care Agency?

Long-term care is generally defined as a range of supportive services needed to meet an individual’s personal care needs over an extended period of time. Often, long-term care is not medical care; instead, it is help with everyday personal tasks, sometimes referred to as activities of daily living (ADLs) and instrumental activities of daily living (IADLs), although [...]

By |2023-08-03T09:42:25-04:00May 6th, 2019|

A Word of Caution on Gifting Your Assets This Holiday Season

‘Tis the season for giving. Many seniors use the holidays as an opportunity to give away some of their cash or other valuable assets to loved ones. And while their generosity is no-doubt appreciated by the recipients, there are reasons to be cautious about how much you give away. Gifting to qualify for Medicaid Some [...]

By |2023-08-03T09:42:50-04:00December 24th, 2018|

Contrasting Approaches to Planning for Long-Term Care Needs

In last week’s post, I highlighted a recent article that discussed the advice that caregivers of a family member who has Alzheimer’s disease would share with others who are newly embarking on this labor of love. Much of the advice centered around the emotional and financial challenges that caregiving can present and the need to [...]

By |2023-08-04T20:09:38-04:00December 3rd, 2018|
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