ADLs vs. IADLs Part 1: What Are Activities of Daily Living and Why Do They Matter?

In this blog series, we will examine the differences between activities of daily living (ADLs) and instrumental activities of daily living (IADLs), and what happens when they become difficult for a person. As we age, one of the key measures of a person’s ability to live independently is how well they can manage activities of [...]

By |2025-11-03T14:04:02-05:00November 3rd, 2025|

Understanding the CCRC Health Evaluation Requirement: When Is the Right Time to Move?

To confirm that you meet the facility’s contractual health requirements, you may need to complete a health questionnaire and undergo a medical exam before moving to a CCRC. Why do they require this…and will you pass their test?

By |2025-10-27T21:01:11-04:00October 27th, 2025|

Care, Connection, and a Break for Caregivers: How Adult Day Services Support Aging at Home

Caring for an older adult who has mobility limits, chronic illness, or dementia can raise big questions: How can they stay connected, safe, and active … and how can family caregivers get regular, reliable breaks? Adult day services (ADS), also called adult day care, adult day health services, or adult day services centers (ADSC), are [...]

By |2025-10-20T15:17:05-04:00October 20th, 2025|

Considering a ‘Gray Marriage’? What to Know Before Saying ‘I Do’ in Later Life

While there are many positives to committing to a person you love, seniors should also consider the legal, financial, and emotional issues that can arise from a new marriage in their Golden Years.

By |2025-10-13T20:33:34-04:00October 13th, 2025|

Is It Wise to Use a Reverse Mortgage to Pay for Long-Term Care?

Planning for the cost of long-term care can be one of the toughest financial challenges many families face. Whether utilizing in-home caregivers or moving to an assisted living or skilled nursing facility, long-term care costs can add up quickly, leaving older adults and their children searching for funding solutions. For homeowners, one often-overlooked option is [...]

By |2025-10-07T08:06:53-04:00October 6th, 2025|

What Is The Difference Between Palliative Care and Hospice Care?

A serious health issue often brings difficult choices for the patient and their loved ones about treatment, comfort, and quality of life. Two terms that families frequently encounter in such situations are palliative care and hospice care. These care services can share some common goals, however palliative care and hospice care are used at different [...]

By |2025-09-29T21:17:47-04:00September 29th, 2025|

A Guide to The Stages of Retirement Planning

  Retirement is not a single event; it is a journey that unfolds over several distinct stages. Each stage comes with unique financial considerations, lifestyle changes, and decisions that shape your long-term security and peace of mind. Understanding these stages can help you prepare, adjust, and thrive throughout retirement. Whether you are still working, preparing [...]

By |2025-09-22T14:37:45-04:00September 22nd, 2025|

The Paradox of Aging: Growing Older May Actually Yield Increased Happiness

Within Western culture, aging is often treated as something to resist. Consider the billions spent on products and procedures designed to fight wrinkles and graying hair. The media and entertainment industry even paint growing older as a slow fade into irrelevance in many cases. But what if the story we’re being told (and sold) about [...]

By |2025-09-15T15:22:43-04:00September 15th, 2025|

Should I Use Life Insurance to Pay for Senior Living?

Many new senior living residents use the equity from the sale of a home to cover most or all of their move to senior living. However, there are times when someone may not own a home, or had previously sold their home before downsizing to an apartment, for example, and now they are considering the [...]

By |2025-09-08T21:01:33-04:00September 8th, 2025|

Considering The Push-Pull Factors of Senior Living Moves

In last week’s blog post, we discussed the potential benefits of re-evaluating where you live and potentially moving every 10 years. Not only does this approach encourage periodic decluttering, it also allows you to “right size” your home to one that works for your current phase of life. But there’s another important concept to consider [...]

By |2025-09-01T15:45:59-04:00September 1st, 2025|
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