Watching your parents age can bring a complex mix of emotions: gratitude, anxiety, love, and uncertainty all rolled into one. For many adult children, especially those in the “sandwich generation” who are simultaneously raising children and trying to offer various types of support for aging parents, this period can be particularly overwhelming.
While the road ahead may be filled with difficult decisions, there are proactive steps you can take now that will ease stress later, for both your parents and you. Taking the initiative today can help preserve your parents’ independence, clarify their wishes, and ensure that support systems are in place before a health crisis forces your hand.
>> Related: When “What If” Happens: What to Do After a Health Crisis
Steps to take now to help aging parents later
Let’s walk through several key areas where a little early action can make a big difference when it comes to offering support to your aging parents.
Get familiar with doctors, medications, and healthcare portals
One of the most practical and impactful steps adult children can take is learning the basics of aging parents’ healthcare. For instance, knowing the names of their primary care doctor, any specialists they see, and any ongoing health issues they are dealing with can prove invaluable, particularly if a health emergency arises. The same goes for having a current list of their medications, dosages, and pharmacy information.
It can be quite useful if parents add you as a contact on their patient healthcare portals, or secure proxy access where appropriate, so you can help schedule appointments, view test results, and communicate with providers when necessary. These small steps help you become a more informed and effective advocate for them when the time comes.
>> Related: Have “The Talk” with Aging Parents Sooner Rather Than Later
Create a proactive care plan and build a support team
It’s never too early to begin mapping out what care might look like in the future, should it be needed. Start by having open and ongoing conversations with your parents about their preferences, such as:
- Would they prefer to age and receive any necessary care at home?
- What kinds of support might they welcome: transportation help, meal delivery, companionship, etc.?
- Are they open to moving to an assisted living community, if needed?
It is wise to research care options in your area before they are needed, from in-home services to adult day programs and senior living communities. Just as importantly, start assembling a team of people — siblings, extended family, neighbors, and trusted friends — who can pitch in should your parents need assistance. You don’t need to undertake this journey alone, but you do need to plan how it will unfold.
Have honest conversations about end-of-life care preferences
One of the most powerful gifts you can give your parents is to honor their wishes. But you can’t honor what you don’t understand.
Proactively talking about end-of-life care preferences may feel emotionally charged and uncomfortable at first, but these discussions are essential. For instance:
- What are their thoughts on aggressive medical interventions as they age?
- Do they have a living will or advanced directives?
- Who do they want to make their care decisions if they’re unable to?
Talking about these issues ahead of time — and importantly, getting them in writing — gives everyone peace of mind and prevents confusion or disagreement during moments of crisis. Which leads us to…
Ensure legal and financial documents are up-to-date and accessible
Legal preparedness is a cornerstone of smooth elder care. Make sure your aging parents have essential legal documents in place and kept up-to-date including:
- Advance directives (also called a living will) with a designated durable healthcare power of attorney (also called a healthcare proxy or healthcare surrogate)
- A durable power of attorney for finances
- A will and/or possibly a trust (depending on their unique situation)
It’s equally important that these documents are not only completed but also accessible. Store copies in a secure, centralized location, and make sure key family members know how to access them. This kind of preparation avoids legal roadblocks down the line and, importantly, ensures critical care decisions can be made without delay when time matters.
>> Related: Power of Attorney Documents Can Alleviate Problems Later
Start financial conversations early
Financial transparency can be one of the trickiest areas for families to navigate, but it’s also one of the most necessary. Aging often brings increased expenses, whether for healthcare, home maintenance, or eventual care needs. Understanding your parents’ financial situation now can help everyone make informed decisions later.
In addition to putting the aforementioned durable power of attorney for finances in place, there are some other important issues to discuss, such as:
- Any retirement savings accounts
- Long-term care insurance policies
- Whether there’s enough savings to support assisted living or in-home care, if needed
The key is to begin financial conversations with empathy and curiosity rather than judgment. You’re not trying to control their money; you’re trying to help them build a sustainable plan so their money can be used in accordance with their goals as they age.
> Related: Financial Caregiving: A Topic No One Wants to Discuss
Begin the process of decluttering and preserving memories
It might sound like a mundane task, but helping your parents sort through the attic, garage, or basement can be a surprisingly meaningful act. Beyond reducing clutter, it’s an opportunity to preserve family history, safeguard sentimental items, and create a more manageable living space.
Encourage your parents to share the stories behind old photographs, heirlooms, and letters. Offer to help digitize family photos or record some of their favorite memories. (As we discussed in our blog post, Memories, Meaning, and Moving On: A Compassionate Guide to Senior Downsizing, tools like the Valuable app can help simplify this process.)
These shared moments and memories can bring you and your aging parents closer. But almost as important, they can help older adults begin the emotional work of downsizing by gently shifting the focus from accumulating to instead preserving what matters most.
>> Related: Memories, Meaning, and Moving On: A Compassionate Guide to Senior Downsizing
Making a proactive senior living move
Taking these proactive steps to support aging parents can ultimately lead to a bigger question: Is it time to consider a move to senior living? While many families wait until a health crisis forces their hand on this decision, a proactive move to the right retirement community can be surprisingly empowering to many older adults.
It’s important to bear in mind that most of today’s senior living communities are not about giving up independence. Rather, they’re about gaining the proper support, safety, and socialization in order to preserve residents’ health, happiness, and independence.
For example, independent living communities offer active seniors a maintenance-free lifestyle, social engagement, and peace of mind. Assisted living communities provide help with daily tasks in a dignified setting. Continuing care retirement communities (CCRCs also called life plan communities) offer a full continuum of care, from independent living to full-time skilled nursing care, allowing residents to transition seamlessly as their needs change.
Making a senior living move while your parents are still relatively healthy allows them to actively participate in the decision process and more easily build new social connections once they move. And as an added benefit, proactively downsizing and moving to a retirement community can substantially ease the emotional burden on family members down the road.
>> Related: CCRCs Help Avoid the “Senior Living Shuffle”
Proactive support for aging parents can benefit everyone
Supporting your aging parents doesn’t have to be a reactive scramble. It can be a thoughtful, planned, shared journey.
By approaching important issues like care preferences, finances, and decluttering proactively, you give your parents the gift of dignity, autonomy, and clarity as they age. And in return, they give you peace of mind knowing that you’re prepared, supported, and empowered to honor their wishes every step of the way. A proactive plan today is a powerful investment in your family’s wellbeing tomorrow!
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