The decision to move to a retirement community marks a significant life transition, especially for older adults who struggle with their feelings about the finality of the last move. In many cases, this apprehension is not just about downsizing or packing boxes. It crosses into deep emotional territory: feelings of loss, confronting societal taboos, and apprehension about the unknown … even the fear of death. 

While these anxieties are understandable, they often stem from misconceptions about what a transition truly means and what it will actually be like when they move and are settled into their new retirement community home. 

The weight of the last move

For some older adults, the idea that a retirement community move could be their last move evokes an array of feelings. It raises questions like: “Am I giving up my freedom?” or “Will I ever feel at home again?” or even “Is this where I want to spend my last years?” 

These fears are natural and understandable. After all, the prospect of leaving a long-time home — a place where you are comfortable and where you created many happy memories — can feel like leaving behind a part of oneself. Add to this the work required to sell a home, pack, and move a lifetime’s worth of “stuff.” It’s a milestone that can evoke feelings of vulnerability, loss of control, stress, and uncertainty about the future.

However, when we dig deeper, we also must ask ourselves one more crucial question: Would I prefer to move twice? The reality, which, admittedly can be difficult to face, is that staying in one’s current home with the hope of avoiding a “final move” can often lead to more complications and potentially multiple moves. 

>> Related: “The Last Move”: Confronting Mortality with Your CCRC Decision

When senior living decisions are made for you

Consider these scenarios of people who opted to remain in their current home in order to avoid the final move…

Scenario 1:
A couple remains in their home, and the husband experiences mobility issues, which prevent him from using the stairs. He eventually must move to an assisted living community as his mobility continues to decline, leaving his wife to care for herself and their home alone. She eventually must move to a smaller independent living residence, but then she experiences a terminal health issue, and she eventually must move to a nursing home for care.

Scenario 2:
Another couple that has opted to remain in the home have a few age-related issues but overall, they are healthy. Unfortunately, the wife suffers a serious stroke, leaving her bedridden. The husband and their adult children try to take care of the woman on their own but eventually must move her to an assisted living community. As her overall health continues to deteriorate, she must be moved again, this time to a skilled nursing facility in order to receive the level of care she requires.

In both of these situations, the older adults and their loved ones faced a forced transition and move to a senior living and care facility. Indeed, their health and other aging-related circumstances made their senior living decisions for them, instead of them making a choice for themselves. Such circumstances are typically far more stressful than making a proactive decision to move to a supportive senior living environment before it is necessary.

>> Related: For Senior Living Decisions, Are You a Planner, Procrastinator, or Crasher?

The benefits of a thoughtful, planned move

It is human nature to crave free will. Almost nobody wants decisions made for them. And this is really the issue at the heart of a senior living decision. While it is completely understandable to have mixed feelings about the last move you will make, the alternative is facing the unknowns of the future, which may ultimately make those decisions for you. This is why it is so important for older adults to have a senior living plan in place well before such unknowns come to fruition. 

That plan may be to remain in their current home — if the home is well-suited (such as no stairs, a main-floor bedroom and bath, etc.) — and receive any necessary care in that home. This decision still requires financial and logistical planning to ensure they will be able to afford any needed in-home care on top of normal homeownership-related expenses. 

But for others, confronting and resolving their emotions around the last move and making a proactive move to a retirement community is preferable and alleviates the stress of future “what ifs.” This peace of mind is particularly common among those who move to a continuing care retirement community (CCRC, or life plan community), which usually offers residents the carefree comforts of independent living as well as a continuum of care services, if they are ever needed. 

Among the benefits of a planned move to a retirement community …

Security and care

Retirement communities are designed to provide nearly everything older adults need, from aging-friendly, no-maintenance residences to recreational activities. This means that residents never have to worry about the unpredictability of an unplanned move due to a sudden health change. For those in a CCRC or other type of retirement community with access to on-site care services, it ensures even greater feelings of peace of mind, both for the residents and their loved ones.

A supportive environment

Instead of viewing a retirement community as a place of loss of control, it’s essential to recognize that it is actually a space where residents can thrive and live a carefree lifestyle — whatever that might look like to the individual resident. These communities offer social opportunities, wellness programs, and resources that can enrich daily life. Residents often report feeling more supported, engaged, and active, leading to better mental and emotional health.

Community and connection

Many older adults find that moving to a retirement community allows them to connect with peers who share similar interests and experiences. This sense of belonging can be incredibly fulfilling, countering feelings of loneliness that commonly come with aging — particularly among those who live alone.

Freedom from home maintenance

While a beloved home may offer familiarity and comfort, homeownership comes with a host of responsibilities. Upkeep, repairs, and yard work can become not only a hassle as people grow older, they can become more difficult or even dangerous. In a retirement community, many of these burdens are completely eliminated, allowing residents to focus on what they truly enjoy, whether it’s pursuing hobbies, making new friends, or simply relaxing.

>> Related: How Psychology Impacts Motivations Behind a Senior Living Move

Understanding the emotions of the last move to a retirement community

While it’s rational to view a planned retirement community move as a step toward greater security, it’s equally important to acknowledge the emotional aspects. The fear of this being the last move is often rooted in a longing for familiarity, a reluctance to embrace change, and even anxieties about aging and dying. 

It’s understandable and normal to fear the unknown, however, the truth is that this fear is often unfounded. Indeed, it’s crucial to recognize what retirement communities actually offer: stability, support, security, connection, and care … not chaos. The choice to move to a retirement community is a proactive step toward taking control of your life as you grow older.

In the end, proactively making “the last move” to a retirement community really comes down to choosing your own destiny … or having it chosen for you. It’s about selecting a path that prioritizes well-being and peace of mind. A retirement community is not just a home but a vibrant lifestyle where residents can thrive without the worry of what lies ahead. Embracing this change can lead to unexpected joys and the chance to start a fulfilling new chapter in your life.

FREE Detailed Profile Reports on CCRCs/Life Plan Communities
Search Communities