Could Your “Winter Blues” Be Seasonal Affective Disorder?
But for some older adults, the holidays are not all cheer and glad tidings. In fact, it can be a time of sadness and tremendous loneliness.
Simple Ways to Lower the Winter Power Bills
With so many older adults on a fixed income, increases in housing expenses can hit hard. A recent report predicts that rent prices will rise faster than the rate of inflation in many areas of the U.S.–about 3 to 5 percent on average nationally.
Understanding Payment Structures for Continuing Care Retirement Communities
These contracts are often designed by actuarial consultants who attempt to predict future costs and liabilities for the resident population as a whole, but the details of CCRC residency contracts can vary rather significantly from community to another.
Charitable Contributions: Tips for Seniors to Safely Donate
‘Tis the season of giving, and many seniors will make end-of-year contributions to charitable organizations. Whether you give out of the goodness of your heart, because you need a tax deduction, or a combination of the two, it is important to do your research before you reach into your wallet in order to protect yourself and your money.
Understanding a Long Term Care Insurance Policy- Part II
If you or a loved one own long-term care insurance (LTCI) it is important to understand how the policy works and what it covers so you will be better equipped to incorporate it into your overall retirement plan.
Never Say Never: Planning for Elder Care Requires Flexibility
It is a difficult–even excruciating–ethical decision to override another adult’s wishes for their care and housing, but some circumstances require it.