long term care services

Long-Term Care Staffing Shortages Have Far-Reaching Implications

You’ve likely seen the “now hiring” signs in businesses of all kinds. The most recent data from the U.S. Bureau of Labor Statistics has the unemployment rate at just 3.6 percent for May 2022. While it is good news that so few people are out of work, there is a flip side to that coin [...]

By |2022-06-27T17:07:38-04:00June 28th, 2022|

What is Memory Care and What Are the Odds I Might Need It?

According to data from the Alzheimer’s Association, there are approximately 6.2 million Americans age 65 and older who currently are living with Alzheimer's disease, which is the most common type of dementia. A large majority of Alzheimer's patients are 75 years old or older (72 percent), and almost two out of three Alzheimer’s patients are [...]

By |2022-01-24T17:14:29-05:00January 25th, 2022|

A Look at State Rankings for Long-Term Care Services

In my conversations with people who are exploring their senior living options, I've had many people ask about which states have the best long-term care. The Long-Term Services & Supports State Scorecard for 2020 puts some objective numbers to this common query. The scorecard was produced by the AARP Foundation, The Commonwealth Fund, and The [...]

By |2021-04-12T09:00:35-04:00November 16th, 2020|

Can I Use My Long-Term Care Insurance in a CCRC?

This is a question I am often asked, and it seems I’ve been getting the question with more frequency lately. Although I’ve written on this topic a few times before, I want to give a concise overview of what you need to know about using your long-term care insurance policy in a CCRC, including some [...]

By |2021-04-12T05:06:34-04:00December 16th, 2019|

Examining Key Figures on Long-Term Care Insurance

Last year, 350,000 Americans bought a long-term care insurance (LTCi) policy, and over 7 million people currently maintain a policy. This is a fairly low adoption rate given that there are over 80 million Americans who are age 55+. Recent data from the American Association for Long-Term Care Insurance (AALTCI) reveals some interesting facts about [...]

By |2021-04-18T05:55:13-04:00October 28th, 2019|

Which is Better: An Independent Caregiver or Home Care Agency?

Long-term care is generally defined as a range of supportive services needed to meet an individual’s personal care needs over an extended period of time. Often, long-term care is not medical care; instead, it is help with everyday personal tasks, sometimes referred to as activities of daily living (ADLs) and instrumental activities of daily living (IADLs), although [...]

By |2021-04-12T14:55:45-04:00May 6th, 2019|

One Word That Should be Removed from Senior Living Lingo

Are there certain words that make you feel a certain way, triggering either positive or negative feelings? Family, work, home, taxes, and vacation might be a few examples. Working in the senior living space, I think a lot about the specific terminology that is used within our industry vertical, as well as the aging-related language [...]

By |2021-04-12T15:20:56-04:00January 14th, 2019|

A Word of Caution on Gifting Your Assets This Holiday Season

‘Tis the season for giving. Many seniors use the holidays as an opportunity to give away some of their cash or other valuable assets to loved ones. And while their generosity is no-doubt appreciated by the recipients, there are reasons to be cautious about how much you give away. Gifting to qualify for Medicaid Some [...]

By |2018-12-24T21:15:52-05:00December 24th, 2018|

Contrasting Approaches to Planning for Long-Term Care Needs

In last week’s post, I highlighted a recent article that discussed the advice that caregivers of a family member who has Alzheimer’s disease would share with others who are newly embarking on this labor of love. Much of the advice centered around the emotional and financial challenges that caregiving can present and the need to [...]

By |2021-04-12T15:26:36-04:00December 3rd, 2018|

Medicaid Trusts and Continuing Care Retirement Communities

I was speaking to a group of prospective residents for a new life plan retirement community (also known as a continuing care retirement community, or CCRC) when a question came up about “Medicaid trusts” and how the existence of one could impact a resident of a CCRC. More specifically, I had finished a discussion about [...]

By |2021-04-18T06:27:02-04:00August 13th, 2018|
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