- Year Established
- Type of Retirement Community
- CCRC/Life Plan
- Name of Parent Organization
- Acts Retirement-Life Communities
- Name of Management Company
- Acts Retirement-Life Communities
- Total Units
- Independent Living Units
- Tax Status
- Community Overview
- Life at Heron Point of Chestertown, MD, offers the best of Maryland’s beautiful Eastern Shore: the natural splendor of the Chester River and Chesapeake Bay and 300 years of history in colonial Chestertown. Residents enjoy a quick walk to fine shops and eateries, a thriving arts scene and lifelong learning opportunities at Washington College. World-class entertainment, shopping and dining await in nearby Annapolis, Baltimore and Washington.
- Top Resident Hobbies/Interest Residents interests are wide-ranging. The following were selected by staff as the top six among a large list of options.
- Walking/trail walking
- Lifelong learning
- Pets allowed?
- Pet restrictions
- 50 lbs max.
- Types of Residential Living Options Offered
- Apartments, Cottages/Villas (single-story, connected)
- Maximum Number of Bedrooms Offered
- 2 Bedrooms
- Maximum Number of Bathrooms Offered
- 2 Bathrooms
- Range of Floorplan Sizes
- 625 - 1,300 square feet
- Basements/bonus rooms available with any residences?
- Any Current Expansion or Renovation Plans for Independent Living?
- Other Details about Independent Living
- Heron Point of Chestertown offers Acts' Type A Life Care Contract. This secure contract assures residents that they will be financially stable throughout retirement.
- Types of Residency Contracts Offered : learn
- Lifecare (Type A)
- Refund Options (for entry fee contracts) : learn
- Declining Balance Refund
- Entry Fee Refund Requirements:
- Paid when your residence is reoccupied.
- Range of Entry Fees- Single Occupancy
- $177,900 - $442,900
- Range of Entry Fees- Double Occupancy
- $207,900 - $472,900
- Range of Monthly Fees- Single Occupancy
- $2,721 - $4,581
- Range of Monthly Fees- Double Occupancy
- $4,638 - $6,498
Pricing Note: Pricing is subject to change without notice. Upon occupancy, the company provides 60-days notice prior to changes in the monthly fee or other ancillary charges. Entrance fee becomes firm upon payment of 10% of the current entrance fee and execution of the Resident Contract.
- Additional Note:
- Types of Assisted Living Residences Offered
- Studio Apartments, Apartments
- Licensed Assisted Living/Personal Care Residences
- Maximum number of Assisted Living Bedrooms Offered
- 2 Bedrooms
- Maximum number of Assisted Living Bathrooms Available
- 2 Bathrooms
- Range of Assisted Living Floorplan Sizes
- 233 - 1,035 square feet
- Is direct entry into assisted living allowed? ⓘDirect entry means that residents who are not currently residing in the community may enter directly into care at the then-current market rates for care.
- Availability of In-Home Assisted Living Services?
- Community contracts with an outside agency
- Can residents hire their own in-home care in independent living?
- Yes- if using an approved provider
- Additional Notes:
- Heron Point has internal Home Health Agency that residents can use for home health services.
- Number of licensed semi-private nursing care beds
- 10 or fewer
- Number of licensed private nursing care beds
- Number of licensed memory care beds
- Is healthcare center/nursing care available on-site or off-site?
- Is direct entry into nursing/skilled care available?
- Healthcare center licensing
- Private Pay Only, Medicare Certified
- CMS Rating for Healthcare Center (as of profile date)
- 4 stars
- Type of Memory Care Availability
- Memory care services delivered in assisted living, Memory care services delivered in skilled nursing
- Additional Notes:
- Services and Amenities Offered
The services shown below may be included or available at an additional cost. Check with a member of the staff for details.
- On-site banking
- Beauty salon/barber shop
- Fitness center
- Gated security
- Indoor pool
- Extra storage space
- Art studio
- On-site physician
- Woodworking shop
- In-room wi-fi
- Private garages
- Guest rooms
- Gift shop
- Assigned parking spot
- Casual Dining (bistro/cafe)
- On-site fitness/wellness instructors
- On-site health clinic
- On-site healthcare center
- Scheduled transportation
- Walking/nature trails
- Nearest Hospitals (Within a 15-mile radius)
- Chester River Hospital Emergency Center, Christian Care Union Hospital
- Nearest Colleges or Universities (Within a 15-mile radius)
- Washington College, Delaware State University
- Additional Notes
Unlike a studio apartment, this floorplan includes at least one-bedroom that is separate from the living area, and possibly multiple bedrooms. A full kitchen may also be available.
State regulated facility offering supportive care to residents who are unable to live independently and require assistance with activities of daily living (ADLs) including management of medications, bathing, dressing, toileting, ambulating and eating.
Contract Type (Residency Contract)
CCRCs offer a variety of contract types that define the costs and services related to the resident's agreement with the community. There are basically five contract types: Lifecare, Modified, Fee for Service, Rental, and Equity. A single community can offer more than one contract type. See below or get additional details on contract types here.
Also referred to as patio homes, this housing option typically includes two or three single-story adjoining homes. Usually larger floorplans than an apartment.
Continuing Care Retirement Communities (CCRCs or “life plan communities'') often require an entry fee prior to occupancy. The entry fee may be refundable at some point in the future. Be sure to read the residency contract for details on refundable entry fees.
This contract involves the actual purchase of real estate or a membership. The level of residential services and amenities included in monthly fees or membership dues will vary by community. The cost of assisted living or nursing care will also vary by community. An equity contract may provide some discount for assisted living or nursing care but others may be fee-for-service.
Fee for Service (Type C)
Residents transitioning from independent living to assisted living, memory care, or nursing care will begin paying the then-current market rate for those services. All other things equal, it offers the lowest entry fee compared to other entry fee arrangements. Communities with no entry fee, but a contractual obligation to provide healthcare are also considered Fee for Service for the purposes of these profiles.
Residents generally lead an independent or mostly independent lifestyle. Independent living is not licensed to provide assisted living or other types of care, although these services may be delivered as in-home care. There are no skilled nursing beds in independent living.
If a community is a part of a broader network of communities, the publicly used name of the CCRC may not be the same as the name of the licensed provider. The licensed provider is the entity that is actually licensed with the state to provide services, if state licensing is required.
Lifecare (Type A)
Residents transitioning from independent living to assisted living, memory care, or nursing care will continue paying the then-current rate for the independent living residence in which they were residing. Requires the highest entry fee relative to other entry fee arrangements. Monthly fees may increase for inflation adjustments or other operational reasons. With this type of contract a resident is essentially pre-paying for health-related services such as assisted living or nursing care that may be needed in the future.
Lifecare (with Equalized Rates)
Residents transitioning from independent living to assisted living, memory care, or nursing care will begin paying a monthly rate equal to the then-current rate of a pre-specified independent living residence, which is typically somewhere in between the lowest and highest priced residences. This means that some residents could pay more when they require care services and others could pay less, depending on what they were previously paying for their independent living residence.
This means the community’s skilled nursing and assisted living facilities are Medicaid certified, and when applicable, accepts Medicaid reimbursements for residents who no longer have the financial means to pay for care themselves. Learn more about Medicaid eligibility.
This means the community’s skilled nursing facility is Medicare certified, and when applicable, accepts Medicare reimbursements. Learn more about Medicare eligibility. Keep in mind that unlike Medicaid, Medicare does not cover non-medical care such as assisted living or custodial care if that is the only care required.
Medicare Nursing Home (CMS) Star Rating
In the case where the skilled nursing facility is Medicare-Certified then the Centers for Medicare Services (CMS) publishes a rating based on a five star rating scale, with five out of five being the best. Learn more about ratings. Learn more CMS star ratings.
A specialized type of care provided to those with varying degrees of dementia or Alzheimer’s. It may be provided in an assisted living community or nursing home. A more comprehensive approach may be found in a memory care facility, designed specifically for those with memory care needs.
Modified Contract (Type B)
Residents transitioning from independent living to assisted living, memory care, or nursing care will begin paying the then-current market rate for those services, less a discount. Alternatively- or additionally- residents may receive a certain number of service days in the healthcare center at no additional monthly charge, before they begin paying the market rate.
If the CCRC is owned by a larger organization, the parent company may have a different name than any of the individual communities that it owns or operates.
A healthcare center or assisted living facility that is private pay does not accept reimbursements from Medicare or Medicaid.
There is no entry fee associated with this type of arrangement. Residential services, amenities, and care may sometimes be less available than an entry fee community. Residents under contract may not be provided guaranteed or priority access to assisted living and nursing care. As with a fee for service contract, the resident will pay for care at the full per diem cost.
Single-site / Multi-site
A community may be a stand-alone organization on a single-site, or may be owned by an organization that operates more than one community; i.e. multi-site.
Skilled Nursing Care
Aside from hospital care, this represents the highest level of care, which may be acute or long-term. The majority of individuals in skilled nursing require 24-hour nursing and/or medical care. In most cases, these properties are licensed for Medicaid and/or Medicare reimbursement, but some are private pay. Skilled Nursing Care facilities may include a minority of assisted living and/or Alzheimer's/dementia care.
A floorplan where the living room doubles as the single bedroom. Usually includes a small kitchen area. Smallest type of floorplan available within a retirement community and is more common in assisted living settings.
This housing option typically includes two or three multi-story adjoining homes. Usually larger floorplans than an apartment.
It is common practice for communities, including single-site facilities, to contract with a professional services firm to manage daily operations. The third-party manager will have a different name from the retirement community.
- Important Disclosure
- While the information contained in this report has been obtained from sources believed to be reliable, its accuracy is not guaranteed. You should verify the information with a representative of the retirement community. MyLifeSite does not accept any liability for any errors or omissions in this report. The information subject to change without notice.
- Sources and Methodology
- The information in this community profile report was obtained directly from a representative of the retirement community featured in this report using an online data collection form. Before activating the profile report on our website, MyLifeSite verifies that the person submitting the information is, in fact, a representative of the retirement community for which the information was submitted. The representative has the capability to update the information anytime, and MyLifeSite encourages them to do so annually, at a minimum, to keep it up to date. If specific information was not provided or obtainable, the report indicates "not provided" or “not applicable.”
- Questions to Ask
- In addition to the information provided in this report, the following questions may also be useful in your decision process. Also visit the learn section of our website to find out more about what to ask.
- Are you offering any assistance in helping prospective residents sell their homes or pay the entrance fee?
- Are there any additional contracts or refund options available which are not included in this profile?
- Is any portion of the entrance fee deductible for tax purposes? If so, what was the deductible amount in the most recent tax year for those who qualified?
- How can I be sure the community is well-managed financially, and prepared to meet all current and future obligations to residents?
- Is there a wait list? If so, how long, and for which units?
- Is there an active residents’ association? If so, how are they represented in terms of decisions made by the board/management/ownership?
- Do you have any plans for expansion or renovation? How is that to be financed and what impact will it have on current residents?
- What services are included in my base monthly fee? What services are available at an extra cost?