financial viability

CCRC Bond Ratings Explained

We occasionally get questions about how continuing care retirement communities (CCRCs or “life plan communities”) obtain their bond ratings and what these ratings mean. At a time when the financial viability of CCRCs is an increasingly important component of the consumer's decision process, it may be helpful to cover some details regarding CCRC bond ratings. [...]

By |2021-10-26T07:07:26-04:00October 26th, 2021|

Financial Solvency: An Important CCRC Selling Point

A big part of the decision to move to a continuing care retirement community (CCRC or life plan community) has to do with security. Residents are making a large investment, and in exchange, they are given access to a continuum of care services should they need them in the future. As a result, CCRC prospects [...]

By |2021-04-12T09:05:26-04:00October 19th, 2020|

A Secure Future: An Actuarial Perspective on CCRC Financial Viability

If you are a regular follower of our blog then you know I am a fan in general of life plan communities, also referred to as CCRCs or “continuing care retirement communities.” Just this week, I spoke with a resident of a CCRC who told me she had lived there for 16 years, and it [...]

By |2019-12-09T14:38:23-05:00December 9th, 2019|

How Financial Confidence Impacts Your CCRC Decision Process

Choosing to move to a continuing care retirement community (CCRC or “life plan community”) is no doubt a big decision, involving aspects related to housing, lifestyle, healthcare, and certainly finances. For most potential residents of a CCRC, it’s nearly impossible to make a final decision without having a certain level of financial confidence about the [...]

By |2021-04-12T15:08:24-04:00March 25th, 2019|

The Intersection of CCRC Finances & Occupancy Results

If you’ve had a chance to look over the results of our recent consumer survey of over 420 prospective residents of continuing care retirement communities (CCRCs or “life plan communities”), then you know that one of the biggest, if not the biggest, reason for delaying a decision to move is uncertainty or concern regarding the [...]

By |2021-04-12T15:11:41-04:00March 4th, 2019|

What About a Rogue CCRC Board?

Over the last couple of years, I’ve heard the phrase “rogue resident” occasionally used by members of the continuing care retirement community (CCRC) industry to describe residents who are viewed as having unrealistic expectations or requests of management. Sometimes these perceptibly disgruntled residents deter the board of directors (and possibly management) from inviting resident involvement [...]

By |2021-04-15T13:48:52-04:00October 15th, 2018|

Evaluate the Financial Viability of a CCRC With Our Free Guide

In some ways, making the decision to move to a continuing care retirement community (CCRC, also called a life plan community) is like taking out an insurance policy to protect you from the “what ifs” that the future may hold. What if I can no longer handle the upkeep of my home? What if I [...]

By |2022-07-18T10:45:26-04:00July 16th, 2018|
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