4 Ways to Pay for Long-Term Care Services

The phrase “long-term care” refers to a spectrum of care services that people may need — sometimes including skilled nursing/medical care, but often non-medical help with the basic self-care responsibilities of everyday life, also known as activities of daily living (ADLs). This type of long-term care, also called assisted living, may include things like bathing, [...]

By |2023-11-23T23:44:53-05:00July 9th, 2018|

Long Term Care: How Much Does Medicare Actually Cover?

Although Medicare is usually thought of as coverage for hospital stays (Part A) and doctor visits (part B), it also has an application to senior living. When I speak to groups of people who are considering moving to a retirement community—specifically continuing care retirement communities (CCRCs)—I’m often asked how Medicare plays into the decision. [...]

By |2024-05-17T09:22:17-04:00April 13th, 2018|

What If There’s No Space in the CCRC Healthcare Center When I Need It?

The distinguishing—even defining—feature of a continuing care retirement community (CCRC, or life plan community) is contractually-provided access to a “continuum of care,” which typically includes independent living, assisted living, memory care, and/or skilled nursing care; each of these services is usually offered on-site (although not always). I wrote a blog post about the “continuum of [...]

By |2023-08-03T09:43:34-04:00March 26th, 2018|

Dealing with the Dementia Communication Barrier

Dementia is not one specific disease. Instead, it’s a general term used to describe a decline in mental capabilities, such as memory issues, that are severe enough to affect activities of daily living (ADLs). Alzheimer's disease is the most common type of dementia, accounting for around 70 percent of diagnoses, but there are other types too, [...]

By |2023-08-04T20:12:34-04:00February 19th, 2018|

Sibling Rivalry: When Family Members Disagree on Senior Care Options

When it comes to caring for an aging loved one, having family members by your side can be a tremendous help—mentally, physically, and financially. But there are also times when having to consider more than one opinion on an issue can cause great strife between relatives. We often see this challenge come up between adult [...]

By |2023-08-05T18:06:26-04:00January 29th, 2018|

Proposed Tax Changes May Hit Seniors & CCRCs Hard

Taxes have been a hot topic over the past few weeks and months as the president and GOP-controlled Congress try to push through changes that will impact millions of Americans—raising the tax bill for some while lowering it for others. If you’re like me, you may be trying to figure out which of these two [...]

By |2023-10-31T23:21:14-04:00November 27th, 2017|

Geriatric Care Managers: “Professional Relatives” to Coordinate Care

In last week’s blog post, I discussed the steps you and your family can take in advance of a healthcare emergency to reduce some of the stress of a difficult situation—what’s referred to as “pre-crisis planning.” From exploring assisted living facilities in your area to working with an experienced financial advisor to prepare your assets, [...]

By |2024-01-19T22:43:59-05:00November 13th, 2017|

Pre-Crisis vs. Post-Crisis Planning: Confronting Life’s Unknowns

“Planning for a crisis”: It almost sounds like an oxymoron. But as we grow older, it becomes a matter of practicality. Yes, we’d all like to think that we will be healthy and able-bodied for the rest of our lives, but unfortunately, that’s not always the case. And that’s where planning for a crisis comes [...]

By |2023-08-03T09:44:46-04:00November 6th, 2017|

Will a CCRC Move Me to Assisted Living Too Soon?

I enjoy receiving comments and feedback from people who read our blog and use the myLifeSite tools; they offer so many valuable insights into the senior living decision process. I recently got an email from a myLifeSite reader who told me that she and her husband are fully committed to moving to a continuing care [...]

By |2023-12-23T16:41:03-05:00October 30th, 2017|

Does Your Retirement Plan Overlook This Crucial Decision?

In a Forbes article from a few years back entitled “The Five Phases of Retirement Planning,” author Bernard Krooks discusses the various stages of retirement and steps that seniors should take to prepare for each. Krooks, an elder law attorney, defines “mid-retirement” as beginning at age 70, lasting as long as a person is still [...]

By |2023-09-19T22:20:09-04:00August 28th, 2017|
Go to Top