Could Your “Winter Blues” Be Seasonal Affective Disorder?
But for some older adults, the holidays are not all cheer and glad tidings. In fact, it can be a time of sadness and tremendous loneliness.
Single and Childless: Many Baby Boomers Must Prepare to Age Alone
You’ve seen the ads for over 55 communities and senior organizations: Smiling silver-haired couples, hand-in-hand, strolling on the beach, reading in a cozy den, rocking on the front porch. It’s a comforting, idyllic marketing image, but walking into the sunset with a mate is not reality for a large portion of the senior population.
Home Alone: Is It the Best Option for Aging Adults?
For many Americans, “alone” is the reality of their “Golden Years,” whether because of death, divorce, or never finding a long-term mate. Even adult children often live far away in our modern society. But what are the ramifications of seniors living alone?
Why Financial Advisors Should Not Talk about Assisted Living
If you are a financial advisor, you have a tremendous opportunity to help clients in their mid-retirement years avoid difficult, and often costly, situations in the future by tactfully engaging them in a conversation about their plans for long-term care. Here are some ways to delicately approach this touchy topic and show that you care about a client’s well-being…not just their money.
Community living can help you retain independence, quality of life
So it should not be surprising that a move to an independent- or assisted-living community—or a continuing care retirement community—can help you to more fully enjoy your retirement years. Such housing options can provide activities and social interaction, enabling you to be as active and connected as you want to be.
Staying at Home Requires Planning
Most retirees prefer to live in their home for as long as possible. The idea of “aging in place” and staying in your home can be symbolic of maintaining your independence. However, to paraphrase John Lennon, “life happens,” so it is wise to have a back-up plan.
Opportunity for CCRCs Begins With Education
If there is one thing I have learned over the last couple of years it is that there is mass confusion among the public- older Americans and adult children alike- when it comes to the different types of retirement communities and care facilities. Ask ten people to describe the difference between “active adult living” versus [...]
Long-Term-Care-Planning Should Be About More Than Just Cost
Planning ahead for the later stages of retirement involves significantly more than this issue of cost alone. While LTCi will provide dollars to cover some or all of the cost of long-term care major headaches may still lie ahead for your clients and their families if they do not understand the implications of various retirement living choices and which one is most appropriate for them.